Well, it’s going to be a bit harder for SMSF trustees, simply because the changes are making superannuation a little less attractive. So for those that have got $1.6 million or more in superannuation in the pension phase, they’re going to have to start thinking about investing outside of super. In some cases people might argue that’s a good thing.
If you are still in the growth phase, then I guess the point is how you get to that. And the other strategy people are going to look at (is again this is looked at on a per person basis), is If you are a couple, look at strategies to potentially even out the balance between different members of the couple.
That’s a really important action that a lot of members will take away and work hard on over the next few years.