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December 2019 Half Year Commentary

• Transaction processing revenue of over $1.5M in the December quarter
• Improvement of Normalised EBITDA from ($1,552,538) to ($1,162,628) compared to the corresponding half-year
• Transaction processing now in excess of 50% of revenue
• Lodgement of Restricted Bank Licence application to APRA
• Continued growth of revenue half on half (excluding R&D refund)

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