FNN treats the handling of your personal information very seriously. To that end, FNN has systems and procedures in place to protect your privacy in relation to the handling of your personal information. FNN will not disclose any of your personal information to third party providers.
1. Collection of Personal Information and other data
Personal information is information or opinion about an individual, or an individual who is reasonably identifiable (whether the information or opinion is true or not, and whether the information or opinion is recorded in a material form). The nature of personal information collected by FNN comprises information such as an individual’s name, address, phone number, fax, e-mail address, birthdate and gender as well as interests and information about your viewing of our programs and services.
The purpose for collecting such information include: to arrange, conduct and promote FNN’s media activities (including but, not limited to production, broadcasting and publishing), understand our audiences and provide you with requested products and services.
FNN may collect personal information about you in a number of ways. These include but are not limited to situations in which you set up an account with FNN (for example subscribing to the Finance News Network website) utilising services provided by FNN (including but not limited to, websites, mobile phone apps, blogs and online forums) complete a survey or questionnaire, or when you communicate with FNN by telephone, fax, writing, e-mail or any other electronic means.
When you are using a service we provide to you over the internet (for example a website, mobile phone app or digital edition of FNN’s publications), we may use technology (including third party technology such as Google Analytics) to collect information as to your activities on such services associated with FNN including your IP address and/or the type of operating system you use and/or the domain name of your Internet Service Provider, software or hardware attributes and the web-page request.
In addition, FNN may set and access cookies and other similar technologies (collectively ‘Cookies’) on your computer or other internet-enabled device and may let other companies (such as third party tracking service providers, third party advertisers and ad network companies such as Google) set and access their Cookies on your device (subject to their own privacy policies). Cookies are used to improve and personalise your experience of particular products and services, measure your use of those products and services and show you relevant advertising.
FNN also uses third party proprietary measurement software (such as Google Analytics) on our website and apps which enables us to collect audience ratings information and anonymous viewing data which assists us to understand how visitors engage with our websites and apps.
FNN or its agents will generally collect personal information from you directly. For example, FNN may collect personal information when you subscribe to FNN ‘s publications by logging onto our website by providing us with your e-mail address and password, complete a survey, attend a function or event, become a member, enter a competition, provide a resume or enter an agreement. There may be other occasions when FNN sources personal information from third parties such as from Facebook, Twitter, Linked In or Google when you log onto a website or service using your Facebook, Twitter, Linked In or Google Id or from recruitment agencies when you apply for a position with us via a recruitment agency,
You may choose to deal with FNN anonymously or under a pseudonym where lawful and practicable (i.e. provided we are still able to provide the relevant service or do business with you without that information). For example it might not be practical to deal with you anonymously if we need to process a payment, delivery of goods or services or send personalised communications to you.
2. Use & Disclosure of Personal Information and other data
Personal information and other data collected by FNN will not be used or disclosed to third party providers.
FNN may use your personal information and other data for the purpose for which it was initially collected, namely to arrange, conduct and promote FNN’s media activities (including but, not limited to production, broadcasting and publishing), establish and administer your access to our websites and services, provide you with requested products and services (and renewals thereof), as well as all purposes necessary and incidental to the provision of goods and services by FNN or by anyone on behalf of FNN.
In addition FNN, may use your personal information and other data for purposes related to the initial purpose of collection if that other purpose would be within your reasonable expectations. Related purposes include analysing your personal information for the purpose of identifying and displaying content which may be of interest to you, referring you to products and services and/or production and broadcast activities and/or media activities that may be of benefit or interest to you, displaying targeted advertising based on those interests, improving our services, conducting research, contacting you, internal auditing and administration, adding your name to a guest list, or invitation list, or assisting FNN to carry out auditing, administration, or product enhancement.
Without limiting the foregoing, this may involve matching data with third party data held by our business partners using the safe haven environment of a data service provider, or using data to create an anonymous link to third party data held by our business partners and ad network companies tailoring information you may be more interested in and sending you targeted advertising when you use website or other services over the internet, including those supplied to you by FNN as well as by third parties unaffiliated with FNN. This is known as online behavioural advertising or interest-based advertising.
On some occasions your personal information and other data may be transferred or processed by service providers in overseas countries including but not limited to the U.S, or event in ‘the cloud’ (which may involve processing in more than one country) in order for such service providers to perform services on our behalf.
Like more business organisations, FNN performs some of its functions under licence and also contracts out some functions and relies on third party suppliers to conduct specialised activities such as website management, share registry services, mail out services, data analytics. Personal information may be provided to these licensors (where contractually required) and to these suppliers in order to enable them to perform the agreed tasks.
3. Direct Marketing
From time to time FNN may use your personal information and other data to identify publications, products and services that may be of interest to you. FNN may use your personal information to send you information regarding FNN’s products and services including but not limited to finance news and media content through our twice daily emails and those available through FNN’s business partners.
From time to time, FNN may also provide your personal information to carefully selected third parties for the purpose of them providing you with information regarding products and services specific to your needs and to help FNN conduct product enhancement activities.
If you do not wish to receive direct marketing information from members of FNN or third parties (as applicable) as outlined in this section, please let us know by using the unsubscribe function in the communication you receive, or alternatively by contacting email@example.com and we will take prompt steps to ensure that you do not receive any such direct marketing information in the future.
4. Personal Information Security
FNN is committed to keeping your personal information secure, and we will take reasonable precautions to protect your personal information from unauthorised access, loss, release, misuse or alteration.
Your personal information and other data may be stored in hard copy documents, but, is generally stored electronically on FNN’s software or systems or those of our third party service providers.
FNN maintains physical security over its paper and electronic data stores, such as locks and security systems, FNN also uses computer and network security technologies such as firewalls, intrusion prevention software, antivirus software, external email filtering and passwords to control and restrict access to authorised staff for approved purposes and to secure personal information from unauthorised access, modification, disclosure, misuse and loss.
Whilst FNN takes all reasonable steps to secure your personal information from loss, misuse and unauthorised access, you acknowledge that all activities in which you intentionally supply information to FNN carries an inherent risk of loss of, misuse of, or unauthorised access to such information. FNN cannot be held responsible for such actions where the security of the personal information is not within the control of FNN, or where FNN cannot reasonably prevent such incident.
Additionally, you acknowledge that the collection and use of your personal information by third parties may be subject to separate privacy policies and/or laws of other jurisdictions.
5. Changes to this policy
FNN may, without notice, change this Policy from time to time for any reason and will update the Policy accordingly. We ask that you visit our website periodically in order to remain up to date with such changes.
3 Jun 2010
June ‘10 - Andy Semple explains how to brings in two premiums writing out of the money puts and calls, potentially selling your stock for more or adding to your position for less than the current price.
30 Apr 2010
May ‘10 - 'AAA' Commercial Mortgages, MD, John Macalyk explains the pros & cons, citing Mike Tyson as inspiration.
11 Feb 2010
February ‘10 - 'AAA' Commercial Mortgages, MD, John Macalyk explains what’s available and how to qualify.
2 Sep 2009
September 2009 - 'AAA' Commercial Mortgages, MD, John Macalyk shows you where to get construction finance and the costs.
20 Jul 2009
July 2009 - MD, John Macalyk, 'AAA' Commercial Mortgages takes us through the valuation process using an example of a commercial property in Randwick, NSW as a case in point.
17 Jun 2009
MD, John Macalyk, 'AAA' Commercial Mortgages shares his considerable experience, looks at several properties and explains why he favours variable over fixed rate funding.